The world of insurance discounts can be a complex one, with many people often forgetting to ask for certain discounts when renewing their policies. However, men in particular are often guilty of this oversight. With insurance costs increasing year on year, it’s more important than ever to ensure you’re getting the best deal possible.

For men, this could mean the difference between a hefty insurance premium or a more manageable one. The key is knowing what to ask for. Here are 10 insurance discounts that men often forget to ask for at renewal. By remembering to inquire about these, you could save yourself a significant amount of money.

1. Multi-Policy Discount

A multi-policy discount is a reduction in your insurance premium when you have more than one type of insurance policy with the same provider. Despite its potential for significant savings, many men overlook this discount, either because they aren’t aware it exists or because they have policies with different providers and don’t realize the benefits of consolidating.

Given the current economic climate, every penny counts. Asking for a multi-policy discount at renewal could save you a considerable sum, especially if you have multiple policies like home, auto, and life insurance.

2. Safe Driver Discount

Safe Driver discount is another overlooked discount. Many insurance providers offer discounts to drivers who have been accident-free for a certain period. However, many men forget to ask about this discount at renewal, perhaps because they assume it’s automatically applied.

Now, with the rise in road accidents, maintaining a clean driving record is even more critical. Not only does it ensure your safety, but it can also save you money on your car insurance premium.

3. Low Mileage Discount

The low mileage discount is a reduction in your car insurance premium if you drive less than a certain number of miles per year. This is often overlooked because men may not realize they qualify for it, especially if their driving habits have changed recently.

With many people now working from home due to the pandemic, your mileage may have decreased significantly. Therefore, it’s worth asking your insurer about this discount at renewal.

4. Defensive Driving Course Discount

A defensive driving course discount is offered to drivers who have completed an approved defensive driving course. Many men might overlook this discount because they assume such courses are time-consuming or irrelevant.

In an era where road accidents are on the rise, taking a defensive driving course could not only improve your driving skills but also result in a discount on your insurance premium.

5. Good Student Discount

The good student discount is applicable to young drivers who maintain a certain grade point average. Men who have recently graduated or are still in school may overlook this discount, perhaps because they assume it’s limited to high school students.

However, with education costs soaring, taking advantage of a good student discount can help offset some of the financial strain associated with studying and maintain insurance coverage.

6. Military Discount

An insurance discount that is often overlooked by men is the military discount. This discount is available to active, retired, or reserve military personnel. Men may overlook this discount because they assume it’s automatically applied or that it’s only for active-duty personnel.

With the current focus on supporting veterans and military personnel, it’s a good time to ask your insurer about a military discount at renewal. This could result in significant savings, especially for those who have served our country.

7. Anti-Theft Device Discount

Anti-theft device discount is a reduction in your car insurance premium if your vehicle is equipped with approved anti-theft devices. Many men might overlook this discount, thinking that it only applies to expensive or high-tech devices.

However, with vehicle theft rates on the rise, having an anti-theft device in your car is beneficial. Not only does it provide added security, but also it can result in an insurance discount.

8. Green Vehicle Discount

Many insurance companies offer a discount for driving a green vehicle. This is an insurance discount that men often forget to ask for, perhaps because they don’t realize their hybrid or electric vehicle qualifies.

Considering the growing emphasis on environmental sustainability, driving a green vehicle is not only good for the planet, but it can also be good for your wallet.

9. Homeowner Discount

Homeowner discount is a reduction in your insurance premium if you own your home. Many men overlook this discount, perhaps because they assume it’s automatically applied or that it only applies to home insurance.

With the current instability in the housing market, securing a homeowner discount can provide some financial relief. So, if you own your home, make sure to ask about this discount at renewal.

10. Professional Affiliation Discount

Some insurance providers offer discounts to members of certain professional organizations or employees of certain companies. This is an insurance discount that men often forget to ask for, perhaps because they’re not aware of it or don’t believe they’re eligible.

In today’s competitive job market, every perk counts. If you’re a member of a professional organization or work for a certain company, it’s worth asking your insurer about a professional affiliation discount.