They say, “Buyer beware,” and when it comes to purchasing a used car, this old adage could not be more apt. There has been a surge in the market of used flood-damaged vehicles being flipped and presented as regular used cars. These cars may look impeccable from the outside, but they often carry hidden problems that can lead to costly repairs. In this article, we’ll guide you through the telltale signs to look out for in a Vehicle Identification Number (VIN) to avoid falling victim to this scam.

1. Check the VIN in the National Insurance Crime Bureau Database

One of the first steps you should take when considering a used car purchase is to check the VIN in the National Insurance Crime Bureau’s database. This free online resource will tell you whether the vehicle has been reported as stolen or salvaged, which often includes flood damage. However, keep in mind that this database relies on reports from insurance companies, so it may not include all flood-damaged vehicles, particularly those not insured at the time of the flood.

2. Look for Out-of-State Titles

Many flood-damaged cars are moved from their original location to another state to be sold. This tactic, known as “title washing,” involves transferring the vehicle’s title through various states to remove the “flood” or “salvage” branding. Be cautious if you find a car with a recent out-of-state title, especially if it comes from a state that recently experienced severe flooding.

3. Investigate the Vehicle History Report

A comprehensive vehicle history report can reveal a lot about a car’s past. These reports offer data on previous accidents, title transfers, and, in many cases, flood damage. Use the VIN to order a report from a reliable source like Carfax or AutoCheck. While there’s a small fee involved, the investment can save you from a much larger headache down the road.

4. Check the Federal Trade Commission’s Database

The Federal Trade Commission (FTC) maintains a free database of VINs associated with vehicles damaged by floods. Their database is updated regularly and can be a useful resource when trying to avoid purchasing a flood-damaged used car. Remember that not all flood-damaged cars end up in this database, so it’s crucial to combine this step with other checks.

Buying a used car can be a wise investment, but it’s essential to do your research to avoid falling for scams like flipped flood-damaged vehicles. By knowing what to look for in a VIN and where to check it, you’ll be well-equipped to make an informed decision and secure a reliable vehicle. Remember, if a deal seems too good to be true, it probably is. Happy car hunting!